Asset Holding and Net Worth among Households with Children: Differences by Household Type


By bhadmin February 2, 2021

Both net worth and the accumulation of assets are important indicators of economic stability associated with positive outcomes for children and adults. The primary purposes of this study are (a) to examine asset levels, types of assets, and net worth in different types of households with children; and (b) to identify the factors that influence a household’s ability to accumulate wealth. Using data from the Survey of Income and Program Participation (N = 8665) this study examines assets and net worth among households with children. Differences by household type (i.e., married, female-headed, male-headed, and cohabitants) are explored. Findings show married couples have higher levels of wealth than all other household types, and that female-headed households fare the worst in asset accumulation. Household structure, income, race and ethnicity, age, education, and the number and age of children are all associated with net worth. Implications regarding the design of social policies to alleviate poverty and improve family well-being are discussed.

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